Mortgage rates are still at record lows. There has never been a better time to refinance your home. Have you though about upgrading your place? Maybe putting in a pool or deck? You could refinance and pull some equity and make your place even more comfortable. We have seen property values start to rise in all areas, so people are starting to consider alternatives when it comes to their mortgage situations. It doesn’t hurt to consider your alternatives! Norman Hubbard IS appraisal management!